Dr. Qaisar Bilal, Dr. Sadiq Ali, and Mr. Nisar Mehmood. “The Drives Behind Extension of Islamic Financing Models towards Local Businesses [low and Average Earners] in Connection With Shariah Governance and National Regulations”. Acta-Islamica 9, no. 2 (February 6, 2022): 1–9. Accessed August 19, 2026. https://aisbbu.com/index.php/ai/article/view/94.